The document grows without bound toward the 16 MB document limit, and every read and update handles a huge document
The document grows without limit. A BSON document (MongoDB's binary JSON format) cannot be larger than 16 MB. An ever-growing array also makes every read and write of the post heavier.
The fix: store comments in their own collection, with a postId field that references the post. You can also embed only the latest few comments in the post.
The other options are wrong:
• "Arrays cannot be indexed in MongoDB" is false. Multikey indexes index each element of an array.
• "MongoDB limits arrays to 1,000 elements" is false. There is no such limit.
• "Embedded documents cannot be queried with filters" is false. You can filter on embedded fields, for example with dot notation like comments.author.